About United Fintech
Who we are
United Fintech was founded in 2020 by Christian Frahm with a vision to build the neutral industry platform for wholesale finance.
Today more than 250 financial institutions run on United Fintech technology, including 10 of the 12 most systemically important banks in the world, built by around 200 people across 11 countries.
Leading global institutions have invested in United Fintech, and five of them sit on our board, across Europe, the United States, and Asia.
What we do
AI is changing what an institution can build and what it should buy. In non-core areas, and on the problems every institution shares, partnering now beats building alone.
Over the next ten years, every part of financial services has to be rebuilt from scratch. For the institutions doing the rebuilding, that means dozens of vendors, each with its own contract, security review, integration, and renewal. Implementations measured in years rather than weeks. And the same non-core work paid for separately by every institution in the industry.
Mission
United Fintech exists so that work happens once. We bring together great independent businesses, world-class domain experts, and the world's leading financial institutions on one platform, solving those problems across capital markets, commercial banking, and wealth and asset management.
One brand, one commercial agreement, one counterparty, dozens of solutions built by the top experts in the world leveraging AI to give speed and save costs for our customers.
Ownership
United Fintech is owned by its founder, early partners and investors. In 2024 it opened its ownership to its customers: BNP Paribas, Citi, Danske Bank, and Standard Chartered came in that year, Barclays followed, and in 2025 Danish Growth Capital became the company's first financial investor.
No single bank controls the platform. That is the design, and it is what makes the infrastructure neutral.
Our principles
People are at the heart of everything we build, our team are our rockstars. We attract and empower experts across United Fintech, our products, and our partners, all sharing a passion for challenging convention and delivering meaningful impact.
Senior Leadership and Partner Group
Behind United Fintech is a leadership team that has run technology, finance, and operations at some of the world's largest financial institutions and fintech businesses. That experience is what it takes to build infrastructure the industry can trust: neutral, built once, and designed to serve financial institutions for the long term.
Christian Frahm
Christian started at Bloomberg, led sales and business development globally on the senior leadership team of Saxo Bank, and founded CFH Group in 2008. He sold the company in 2019 in a USD 120 million exit.
Christian founded United Fintech in 2020 with the vision of building the neutral platform in the middle of the industry: the future infrastructure every bank needs, built once, and held for the long term. Today more than 250 financial institutions run on United Fintech technology, including 10 of the 12 most systemically important banks in the world, and five of the world's leading wholesale banks co-invest alongside the founder, early partners and investors, with no single bank in control.
Alongside his role as CEO, Christian runs the United Fintech partner group.
"For the first time in 30 years, the technology underneath banking has to change. That is a rare opportunity to have a real impact on an industry, and it is why we exist: to build the infrastructure once, together with the institutions that run on it, and to give them the opportunity to own it with us."
Marc Levin
Former CEO of CFH Group, Marc has since successfully scaled enterprise fintech businesses including United Fintech, CobaltFX and Athena hands-on.
Partner & Group COO, he owns the operating model across United Fintech, ensuring every division executes and delivers with transparency, accountability and predictability.
Turning strategy into concrete goals, then following up on every one of them relentlessly, always. Transparency, accountability, and predictability in execution are what turn a good strategy into results you can measure.
“When the operating model is working efficiently, nobody feels any friction. Teams can simply move faster and deliver great results, quicker."
Rasmus Bagger
Formerly CEO of Netdania and commercial leader at Saxo Bank, Rasmus Bagger has spent his career at the intersection of fintech and financial markets.
Now as Group CCO & Partner, he drives commercial strategy and growth across the entire United Fintech ecosystem, heading multinational teams across sales, marketing, M&A, and RevOps.
"We're not selling point solutions. We're selling one contract and one relationship, built by highly-qualified teams working together across the entire business. This gives our global institutional clients a single point of entry into trusted institutional fintech."
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Guy Hopkins
Founder of FairXchange and former Morgan Stanley executive, Guy Hopkins has extensive experience in institutional trading technology and data analytics.
Today, in his role as Group CPO & Partner at United Fintech, he oversees product strategy across every portfolio company while spearheading United Fintech's AI-driven product and workflow initiatives.
"At United Fintech we don’t just build software applications. Combining our deep relationships with our clients, our engineering expertise and the power of AI we have built a trusted ecosystem that helps the world’s leading financial institutions address some of the industry’s greatest shared challenges."
Tom Robinson
Former Managing Director and Head of eFX Sales at Goldman Sachs, Tom Robinson brings over two decades of experience in institutional sales. Having previously built eFX sales businesses at Goldman, Barclays and Jefferies Tom is a seasoned professional in the space with a global network.
As Partner & Head of Sales and Client Relationship Management, he leads a global relationship-driven team connecting United Fintech’s curated ecosystem of market-proven tech to all client types. Tom has been at UF since it’s inception and is responsible for many of the leading global tier 1 relationships we now have.
"Clients don’t want another vendor selling point solutions. They want a trusted partner who genuinely understands their business and brings real, end-to-end value."
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Darren Coote
After 30 years in FX trading at UBS and Lloyds, Darren Coote became CEO of CobaltFX, helping build it into one of the leading institutional FX infrastructure networks.
Heading Strategic Relations today, Darren focuses on the relationships and infrastructure that keep United Fintech at the centre of capital markets.
"We help financial institutions trade with confidence and, in turn, build trusted relationships from execution to settlement."
Board of Directors
United Fintech’s Board of Directors provides strategic oversight, ensuring the company’s long-term stability, transparency, and growth. With extensive experience across finance, technology, and global markets, the board guides United Fintech’s direction with integrity and a commitment to long-term value creation for clients, partners, and shareholders alike.
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