IBAS

CBA IBAS Trade Finance, a United Fintech product, allows banks to digitise the end-to-end processing of guarantees, documentary credits, standby LCs, and collections under one system. With built-in SWIFT support, API integration, and configurable workflows, it streamlines operations, reduces manual effort, and delivers faster, compliant client service. No-code configuration tools allow banks to define client limits, pricing tiers, and document rules, all upgrade-safe and fully governed. IBAS Trade Finance supports every stage of the trade lifecycle, from issuance to settlement, with real-time visibility and compliance oversight throughout. Learn more.

The CBA IBAS Trade Finance product supports every stage of the trade lifecycle, from issuance to settlement. It covers guarantees, documentary credits, standby LCs, and collections under one system, with rules-based workflows, configurable workflows, and real-time SLA management. The Customer Portal provides real-time digital self-service for corporates, enabling faster, compliant client service. Built-in SWIFT support and API integration streamline operations and reduce manual effort. No-code configuration tools allow banks to define client limits, pricing tiers, and document rules to meet specific business needs. For more information, read more here.

CBA IBAS Payments, part of United Fintech, delivers next-generation banking systems that power domestic, cross-border, and instant payments. Designed for complex, high-volume operations, it helps financial institutions simplify workflows, boost efficiency, and accelerate digital transformation, providing a complete solution with full transparency, regulatory compliance, and seamless integration. IBAS Payments supports SEPA, SWIFT gpi, Direct Debits, and Instant Payments with 24/7 readiness. Through secure APIs, banks can connect core systems, portals, and apps to deliver embedded payment experiences that combine resilience, speed, and control. Rule-based automation handles routing, validation, sanction-checking, and settlement, delivering full Straight Through Processing (STP) with real-time control. Explore how CBA IBAS Payments can improve banking operations.

CBA IBAS Payments, by United Fintech, provides real-time screening and jurisdiction-specific rules for AML and sanctions enforcement, enabling high-volume Straight Through Processing (STP) with full transparency and resilience. The compliance and sanctions capability is built for demanding regulatory environments. IBAS Payments integrates via secure REST and Open APIs with 24/7 readiness, providing connectivity to external platforms, portals, and fintechs for embedded payments. Monitors and dashboards delivers consolidated, real-time oversight of transaction flows, exceptions, and SLAs. IBAS Payments is also SWIFT-certified for secure, standardised, and compliant global payment processing. For more information, visit the CBA IBAS Payments product page.

CBA IBAS Trade Finance provides secure integration with internal and client-facing systems for straight-through processing. Through REST and Integration APIs, key capabilities include Automated Document Checking, Credit Control, Embargo List Control, and Sanctions Screening. IBAS Trade Finance is also SWIFT-certified for trade finance, ensuring structured trade communication with full traceability and compliance. These integration capabilities streamline operations, reduce manual effort, and support compliance throughout the trade finance lifecycle. Read more about CBA IBAS Trade Finance.

By using structured tools, CBA IBAS enables banks to configure and manage every layer of their core operations. The IBAS platform offers full support for integration, reporting, and regulatory compliance, creating an adaptable infrastructure crucial for operations across payments, trade, and banking functions. By reducing reliance on development teams and vendor change requests, IBAS shifts operational control into the hands of the bank whilst maintaining governance, auditability, and performance. The compliance and integration features of the IBAS platform are designed to streamline processes, reduce risks, and enhance organisational efficiency. Visit the CBA IBAS product page to learn more.

Using structured tools, CBA IBAS enables banks to manage core operations without requiring development teams. The IBAS platform includes functionality for user profiles, approval flows, service levels, dashboards, pricing, and messaging, all upgrade-safe and requiring no code. This enables banks to adapt pricing, approvals, menus, text, and routing logic with zero code and no impact on upgrades. By reducing reliance on development teams and vendor change requests, IBAS shifts control into the hands of the banks while maintaining governance, auditability, and performance. For more information, visit the CBA IBAS product page.