Commercial Banking Applications AS (“CBA”, “we”, “our”, or “us”) is committed to protecting your privacy and ensuring transparency regarding the collection and use of personal data. This Privacy Policy outlines how we handle personal information when you visit our website or engage with our services.
1. Who We Are
CBA provides enterprise software solutions and services to financial institutions. Our registered office is located at Østensjøveien 34, 0667 Oslo, Norway. CBA is part of United Fintech, a financial technology group headquartered in London, UK.
2. Personal Data We Collect
We may collect and process the following types of personal data:
- Name, email address, phone number, and job title (e.g., when you fill out a contact form)
- Business contact details from clients or prospects
- Technical data such as IP addresses, browser type, and device identifiers
- Data related to customer support interactions
3. How We Use Personal Data
We use personal data to:
- Respond to inquiries and provide support
- Manage customer relationships and contracts
- Operate, maintain, and improve our website and services
- Meet legal and regulatory obligations
4. Legal Basis for Processing
We process personal data based on:
- Your consent (e.g., newsletter signup)
- Contractual necessity (e.g., service delivery)
- Legal obligations (e.g., compliance)
- Legitimate interest (e.g., B2B marketing, service analytics)
5. Sharing of Personal Data
We do not sell personal data. We may share personal data with:
- Trusted service providers (e.g., IT, cloud, analytics) under strict confidentiality agreements
- Regulatory or legal authorities if required by law
- Other United Fintech group companies where necessary
6. International Transfers
If data is transferred outside the EU/EEA, we ensure appropriate safeguards are in place, such as Standard Contractual Clauses.
7. Data Retention
We retain personal data only as long as necessary for the purposes stated in this policy, or as required by law.
8. Data Subject Rights
You have the right to:
- Access, correct, or delete your personal data
- Object to or restrict processing
- Withdraw consent at any time
- Lodge a complaint with a supervisory authority
9. Cookies and Tracking
Our website uses cookies to enhance functionality and analyse traffic. You can manage cookie preferences via your browser settings.
10. Internal Protocol (IP) addresses
When you visit our website, we log your IP address. IP addresses are used to collect broad geographic information on site visitors, and to optimise our website. We do not link IP addresses to personally identifiable information.
11. Linked Websites
Please note that any websites that may be linked to our websites are subject to their own privacy policy.
12. Security Measures
CBA implements technical and organizational measures to protect personal data, aligned with GDPR, ISO/IEC 27001 and SOC 2 principles.
13. Changes to this policy
We may update this Privacy Policy from time to time. Updates will be posted on our website with a revised effective date.
The Policy was last updated on May 27, 2025
14. Contact Us
If you have questions about this policy or your data, contact us at: cba@cba.no.
Commercial Banking Applications AS, Østensjøveien 34, 0667 Oslo, Norway